:before{box-sizing:border-box}:after{box-sizing:border-box}html{font-family: 'Montserrat', sans-serif;font-size:62.5%;box-sizing:border-box}html *{box-sizing:inherit}body{margin:0;color:var(--sm-black);background-color:#fff;font-family: 'Montserrat', sans-serif;font-size:16px;line-height:1.8;scrollbar-face-color:slategray;scrollbar-track-color:lightgray}body,html{height:100%}::-webkit-scrollbar{width:.5em}::-webkit-scrollbar-thumb{background:#708090;border-radius:8px}::-webkit-scrollbar-track{background:#d3d3d3;border-radius:8px}article,aside,details,figcaption,figure,hgroup,main,menu,nav,section,summary{display:block}img{border:0;max-width:100%;height:auto;display:block}ol,ul{margin-top:0;margin-bottom:10px}ol ol,ol ul,ul ol,ul ul{margin-bottom:0}a{background-color:transparent;color:var(--sm-blue);text-decoration:none;transition:all .15s ease-out;outline:0}a:hover{color:var(--sm-monetize-navy);text-decoration:none;transition:all .15s ease-out;outline:0}p{margin:0 0 10px;font-size:15px}.ir{display:block;position:relative;overflow:hidden}.ir span{display:block;position:absolute;width:100%;height:100%;top:0;left:0}.pull-left{float:left}.pull-right{float:right}.hide{display:none!important;position:absolute!important;left:-9999em!important}.show{display:block!important}.site-name,.site-name-blue{text-indent:-9999px;position:relative;margin:auto;height:70px;}.site-name span{background:url("..apply/images/logo-horizontal-white.svg") no-repeat center top/contain}.site-name-blue span{background:url("..apply/images/logo-horizontal-blue.svg") no-repeat center top/contain}.header{float:left;position:relative;width:100%;height:45px;z-index:900}.header .logo-wrapper{float:left;margin:6px 26px 0 15px;width:170px}.header .logo-wrapper .site-name{margin:0;width:100%}.header-bg{background:var(--sm-blue)}.header-sticky{position:fixed;left:0;right:0;top:0;transition:top .3s}.footer{clear:both;display:block;float:left;width:100%;background:var(--sm-footer-black);padding:35px 0;z-index:2000}.footer ul{float:left;width:100%;margin:0;padding:0;list-style:none}.footer p{float:none;font-size:13px;color:var(--sm-light-gray)}.footer p.disclaimer{margin-top:2em;font-size:13px}.footer p.soft-pull-disclosure{font-size:13px}.footer p.copyright{font-size:13px;margin-top:5px}.footer a{font-size:14px;color:var(--sm-light-gray)}.footer .footer-section-title{color:var(--sm-light-gray);text-transform:uppercase;font-size:17px}.footer a:focus{color:var(--sm-blue)!important;text-decoration:none;outline:0;font-weight:700}.fheo-link{float:left;padding:0 10px}.fheo-logo{float:left;background:#fff;border-radius:50%;margin:10px 0;width:35px;height:35px;text-align:center;padding:5px 0 0 5px}.fheo-logo img{width:25px;height:25px}.footer .logo-container{float:right;text-align:center;margin-bottom:10px}.footer .logo-bottom .site-name-vert{width:100px;height:auto}.footer .follow-container{float:right;width:100%}.footer .follow-container ul{list-style:none;width:auto;float:right;margin-top:.5em}.footer .follow-container ul li{display:inline-block}.footer .info-container{clear:right;float:right}.footer .info-container .footer-down-list li{display:block;text-align:right}.footer .info-container p{text-align:right}.footer .follow-container{display:flex;align-items:center;justify-content:space-between;max-width:150px}.footer .follow-container i{font-size:20px}.footer .footer-down-list{float:none;clear:both;list-style:none}.footer .footer-down-list li{clear:both;display:block;margin:.7em 0;line-height:1.3}.footer .footer-down-list li a{color:#fff;font-size:15px;line-height:18px;text-align:left}.footer .footer-down-list li a:hover{color:var(--sm-blue)}.hide-mobile{display:block}.show-mobile{display:none}@media only screen and (max-width:900px){.hide-mobile{display:none}.show-mobile{display:block}}@media only screen and (max-width:768px){.footer .logo-bottom{margin-top:2em;padding-left:0}}.header .main-menu{position:absolute;top:0;left:0}.nav-drawer-trigger{width:32px;height:30px;background-image:url('..apply/images/nav-drawer-trigger.svg');background-size:contain;display:block;background-repeat:no-repeat}.cd-dropdown-trigger{position:relative;float:left;padding:0 36px 0 30px;line-height:45px;background:0 0;color:#fff;border-width:0;font-weight:700;font-size:1em;letter-spacing:.25px}.cd-dropdown-trigger.show-mobile{margin-top:8px}.cd-dropdown-wrapper{position:relative;z-index:1100;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.cd-dropdown{position:fixed;top:0;left:0;width:80%;min-width:300px;height:100%;background-color:#fff;color:var(--sm-black);visibility:hidden;-webkit-backface-visibility:hidden;backface-visibility:hidden;-webkit-transform:translateZ(0);-moz-transform:translateZ(0);-ms-transform:translateZ(0);-o-transform:translateZ(0);transform:translateZ(0);-webkit-transform:translateX(-100%);-moz-transform:translateX(-100%);-ms-transform:translateX(-100%);-o-transform:translateX(-100%);transform:translateX(-100%);-webkit-transition:-webkit-transform .3s 0s,visibility 0s .3s;-moz-transition:-moz-transform .3s 0s,visibility 0s .3s;transition:transform .3s 0s,visibility 0s .3s}.cd-dropdown-trigger.hide-mobile i{margin-left:2px}#nav-user{z-index:1050;position:absolute;top:0;right:0;background:0 0}#nav-user .nav-auth-button{display:inline-block;color:#fff;margin:0;padding:2px 20px;height:45px;line-height:45px;font-size:1em;font-weight:400;letter-spacing:0}@media only screen and (max-width:900px){.cd-close.show-mobile{color:#fff;display:none;height:45px;line-height:1;margin-left:5px;font-size:20px;margin-top:12px}.cd-dropdown-trigger{padding:0 0 0 10px}#nav-user .nav-auth-button.hide-mobile{display:none}}@media only screen and (min-width:901px){.header .main-menu{position:relative;margin-left:50px}.header .main-menu .show-mobile{display:none}.header .main-menu .hide-mobile{display:block;text-transform:uppercase;letter-spacing:1.5px;padding-top:2px;font-size:.95em}.header .main-menu .hide-mobile.hidden-for-ads{display:none}}
            .site-name img{object-fit: contain;width: 100%;height: 100%;}



 :root {
         --sm-blue: #06A9DB;
         --sm-blue-alpha5: rgba(6,169,219,0.05);
         --sm-blue-alpha25: rgba(6,169,219,0.25);
         --sm-blue-alpha50: rgba(6,169,219,0.5);
         --sm-monetize-navy: #144572;
         --sm-monetize-navy-alpha50: rgba(20,69,114,0.5);
         --sm-amber: #FE7750;
         --sm-gold: #FFA515;
         --sm-gold-alpha5: rgba(255,165,21,0.05);
         --sm-black: #0D0B2D;
         --sm-dark-gray: #504f54;
         --sm-med-gray: #95919b;
         --sm-gray: #AAAAB2;
         --sm-light-gray: #C9C9C9;
         --sm-light-gray-alpha50: rgba(201,201,201,0.50);
         --sm-light-gray-alpha15: rgba(201,201,201,0.15);
         --sm-positive: #00b290;
         --sm-positive-alpha5: rgba(0,178,144,0.05);
         --sm-positive-alpha10: rgba(0,178,144,0.10);
         --sm-negative-rating: #FF6489;
         --sm-negative-alpha5: rgba(255,100,137,0.05);
         --sm-neutral-rating: #AAAAB2;
         --sm-neutral-rating-alpha5: rgba(170,170,178,0.05);
         --sm-warning: #FF910D;
         --sm-warning-alpha5: rgba(255,145,13,0.05);
         --sm-error: #FF1C51;
         --sm-error-alpha5: rgba(255,28,81,0.05);
         --bg-gray: #F9F9F9;
         --bg-sky: #F4FBFD;
         --bg-blue: #EEF8FF;
         --bg-white: #FFFFFF;
         --sm-footer-black: #2F3740;
         /* High Contrast Colors */
         --sm-blue-hc: #04607C;
         --sm-blue-hc-alpha5: rgba(4,96,124,0.05);
         --sm-amber-hc: #A03012;
         --sm-positive-hc: #00614E;
         --sm-positive-hc-alpha5: rgba(0,97,78,0.05);
         --sm-negative-rating-hc: #B8002B;
         --sm-negative-rating-hc-alpha5: rgba(184,0,43,0.05);
         --sm-neutral-rating-hc: #504F56;
         --sm-neutral-rating-hc-alpha5: rgba(80,79,76,0.05);
         --sm-warning-hc: #854900;
         --sm-warning-hc-alpha5: rgba(133,73,0,0.05);
         --sm-error-hc: #B8002B;
         --sm-error-hc-alpha5: rgba(184,0,43,0.05);
         }
         .terms_content_row {
             overflow: hidden;
         }
         .terms_content_row .left_terms_content {
             width: 25%;
             float: left;
             padding: 10px;
         }
         .terms_content_row .right_terms_content {
            width: 75%;
            float: right;
            padding: 20px;
         }
         .terms_content_row .left_inner_content a {
             font-size: 15px;
             color: #000000;
             font-weight: 700;
         }
         .terms_content_row .left_inner_content li {
             margin: 0 0 5px;
             list-style: none;
         }
         .terms_content_row .left_inner_content ol {
             padding-left: 0;
         }
         html{
            scroll-behavior: smooth;
         }
         .right_inner_content li {
             list-style: none;
         }
         @media (max-width: 991px){
            .right_inner_content li h3 {
                font-size: 25px!important;
            }
            .right_inner_content li h2 {
                font-size: 25px!important;
            }
            .terms_content_row .right_terms_content {
                width: 100%;
                float: none;
                padding: 0px;
            }
            .terms_content_row .left_terms_content {
                display: none;
            }
            .right_inner_content ol {
                padding: 0!important;
            }
         }